:root{--midnight:#122B36;--deep:#0C1D25;--copper:#BD8868;--porcelain:#F4F6F5;--mineral:#5B7B8B;--mist:#E2E9EC;--white:#fff;--ink:#18323d;--max:1220px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--midnight);background:#fff;line-height:1.58}a{color:inherit}img{display:block;max-width:100%}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;z-index:99;background:#fff;padding:12px 16px;border-radius:12px}.site-header{background:rgba(255,255,255,.96);border-bottom:1px solid #122b3617;position:sticky;top:0;z-index:20;backdrop-filter:blur(16px)}.header-inner{max-width:var(--max);margin:auto;padding:15px 24px;display:flex;align-items:center;gap:30px;justify-content:space-between}.brand img{width:155px;height:auto}.nav{display:flex;gap:24px;align-items:center;font-size:.86rem}.nav a{text-decoration:none}.nav .cta,.button{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;background:var(--midnight);color:#fff;text-decoration:none;padding:12px 20px;font-weight:700}.nav .cta:hover,.button:hover{background:var(--deep)}.topic-nav{border-top:1px solid #122b360d;background:var(--porcelain)}.topic-nav-inner{max-width:var(--max);margin:auto;padding:9px 24px;display:flex;gap:20px;align-items:center;overflow:auto;white-space:nowrap;font-size:.76rem}.topic-nav strong{color:#7f5d49;letter-spacing:.08em;text-transform:uppercase;font-size:.65rem}.topic-nav a{text-decoration:none;color:#496570;padding:5px 0}.topic-nav a.active{color:var(--midnight);font-weight:700;border-bottom:2px solid var(--copper)}.crumbs{max-width:var(--max);margin:auto;padding:16px 24px 12px;font-size:12px;color:#607984}.crumbs a{text-decoration:none}.hero{background:var(--deep);color:#fff;margin:0 18px;border-radius:36px;overflow:hidden}.hero-inner{max-width:calc(var(--max) + 48px);margin:auto;padding:62px 42px;display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center}.eyebrow{font-size:11px;letter-spacing:.18em;font-weight:700;color:var(--copper);text-transform:uppercase;margin:0 0 12px}.hero h1,.section h2{font-weight:500;line-height:1.02;letter-spacing:-.045em;margin:0}.hero h1{color:#fff;font-size:clamp(42px,5.7vw,72px);max-width:800px}.hero h1 em{font-style:normal;color:#abc3d0}.lead{font-size:18px;max-width:740px;color:#c3d2d9;margin:24px 0 28px}.hero-media{border-radius:28px 28px 28px 6px;overflow:hidden;background:#263e48;min-height:430px}.hero-media img{width:100%;height:100%;min-height:430px;object-fit:cover}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.hero .button{background:var(--copper);color:var(--deep)}.hero .ghost{background:transparent;color:#fff;border:1px solid #ffffff55}.section{max-width:var(--max);margin:auto;padding:78px 24px}.section h2{font-size:clamp(34px,4.3vw,54px);margin-bottom:22px}.section h2 em{font-style:normal;color:var(--mineral)}.section-intro{max-width:820px;font-size:17px;color:#496570}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}.card{background:var(--porcelain);border:1px solid #dbe4e8;border-radius:24px;padding:27px}.card h3{font-size:20px;margin:0 0 9px;font-weight:600}.card p{margin:0;color:#58717b}.band{background:var(--mist);border-radius:48px;margin:0 18px}.band .section{max-width:var(--max)}.band .section-intro{color:#496570}.gallery{display:grid;grid-template-columns:repeat(12,1fr);gap:16px;margin-top:34px}.gallery figure{margin:0;overflow:hidden;border-radius:22px;background:#ddd;position:relative}.gallery figure:nth-child(1){grid-column:span 7}.gallery figure:nth-child(2){grid-column:span 5}.gallery figure:nth-child(3){grid-column:span 5}.gallery figure:nth-child(4){grid-column:span 7}.gallery img{width:100%;height:320px;object-fit:cover}.gallery figcaption{position:absolute;left:0;right:0;bottom:0;padding:42px 18px 15px;background:linear-gradient(transparent,rgba(12,29,37,.86));color:#fff;font-size:13px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:start}.factor-list{display:grid;gap:13px}.factor{background:var(--porcelain);border-radius:18px;padding:18px 20px;border-left:4px solid var(--copper)}.factor strong{display:block;margin-bottom:4px}.process{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:34px}.process article{background:var(--porcelain);padding:24px;border-radius:20px}.process article:before{counter-increment:step;content:"0" counter(step);display:block;color:var(--copper);font-size:13px;font-weight:700;margin-bottom:14px}.process h3{margin:0 0 8px;font-size:18px}.process p{margin:0;color:#58717b}.faq details{border-top:1px solid #c9d5d9;padding:18px 0}.faq details:last-child{border-bottom:1px solid #c9d5d9}.faq summary{font-weight:700;cursor:pointer}.faq p{color:#526c76;margin:10px 0 0;max-width:880px}.quote-card{background:var(--deep);color:#fff;border-radius:26px;padding:30px}.quote-card .eyebrow{color:#d5a388}.quote-card h3{margin-top:0;font-size:1.45rem}.quote-card p,.quote-card li{color:#c4d3da}.quote-card ul{padding-left:20px}.quote-card .button{background:var(--copper);color:var(--deep);margin-top:8px}.related{background:var(--porcelain);border-radius:48px 48px 0 0;margin-top:18px}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}.related-card{background:#fff;border:1px solid #d7e0e4;border-radius:22px;overflow:hidden;text-decoration:none;display:block}.related-card img{width:100%;height:190px;object-fit:cover}.related-card div{padding:20px}.related-card span{font-size:.65rem;letter-spacing:.12em;color:#8b654f;font-weight:700}.related-card h3{font-size:19px;margin:7px 0 6px}.related-card p{margin:0;color:#58717b;font-size:.88rem}.related-card.current{background:#e8eef0;pointer-events:none}.cta-band{background:#e6d3c5}.cta-band .section{display:flex;align-items:center;justify-content:space-between;gap:28px}.cta-band h2{margin:0;max-width:780px}.contact-chips{display:flex;gap:12px;flex-wrap:wrap}.contact-chips a{background:#fff;padding:11px 16px;border-radius:999px;text-decoration:none;font-weight:700}.footer{background:var(--deep);color:#fff}.footer-inner{max-width:var(--max);margin:auto;padding:48px 24px 26px;display:grid;grid-template-columns:1.3fr .7fr;gap:30px}.footer img{width:160px;margin-bottom:18px}.footer p{color:#b7c7cd}.footer-links{display:grid;grid-template-columns:1fr 1fr;gap:10px}.footer a{text-decoration:none}.footer .contact-chips a{color:var(--deep);background:#fff}.fine{max-width:var(--max);margin:auto;padding:0 24px 26px;color:#8fa4ac;font-size:12px}.note{font-size:13px;color:#6a818a}.pill{display:inline-block;padding:7px 12px;border-radius:999px;background:#e4ecef;color:#314f5b;font-size:12px;font-weight:700;margin:4px 5px 4px 0}
@media(max-width:950px){.nav a:not(.cta){display:none}.hero-inner,.two-col{grid-template-columns:1fr}.hero-inner{padding:48px 28px}.hero-media,.hero-media img{min-height:340px}.cards,.related-grid{grid-template-columns:1fr 1fr}.process{grid-template-columns:1fr 1fr}.gallery figure,.gallery figure:nth-child(n){grid-column:span 12}.cta-band .section{align-items:flex-start;flex-direction:column}.footer-inner{grid-template-columns:1fr}}
@media(max-width:620px){.header-inner{padding:13px 18px}.brand img{width:135px}.nav .cta{padding:10px 15px;font-size:.78rem}.topic-nav-inner{padding-left:18px;padding-right:18px}.hero{margin:0 10px;border-radius:28px}.hero-inner,.section{padding-left:18px;padding-right:18px}.hero h1{font-size:42px}.lead{font-size:16px}.hero-media,.hero-media img{min-height:275px}.cards,.related-grid,.process{grid-template-columns:1fr}.gallery img{height:250px}.band{margin:0 10px;border-radius:30px}.footer-links{grid-template-columns:1fr}}